25 Jan
2004
25 Jan
'04
6:41 p.m.
On Jan 25, 2004, at 4:26 PM, steve wrote:
Unless he had an "official" independent
appraisal by a
recognized insurance appraiser who described the PDP-8
piece in detail and establish a value for it by
physically looking/photographing/videotaping the
equipment, and had it reviewed and approved by an his
insurance agent, and applied for the rider and payed
the extra premium for the rider, he has a snowballs
chance in hell in collecting anything.
Not necessarily true. I got T-boned in an intersection, totalling my
car, a few years ago, and the only thing the other driver's insurance
didn't fight over was the value of the laptop that got hurled off the
back seat. Not only was the thing (a Sharp 8700) not documented, but I
had built it from 2 dead units and I think I had $250 or so invested in
it. I told the adjuster what it was worth based on the cost to replace
it, and that I couldn't find the receipts (true) and they accepted my
appraisal without argument.
Her insurance gave me more for the laptop (which just needed to be
disassembled, the hard drive replaced, and everything reseated - I
still have it and it still runs) than they initially offered for the
completely wasted car.
Doc