26 Jan
2004
26 Jan
'04
2:14 a.m.
On Sun, Jan 25, 2004 at 02:26:21PM -0800, steve wrote:
Unless he had an "official" independent
appraisal by a
recognized insurance appraiser who described the PDP-8
piece in detail and establish a value for it by
physically looking/photographing/videotaping the
equipment, and had it reviewed and approved by an his
insurance agent, and applied for the rider and payed
the extra premium for the rider, he has a snowballs
chance in hell in collecting anything.
From his own homeowners' insurance, that's
correct. They have maximum
values placed on items that aren't specifically
appraised for any
collectible item. That's why I got the maximum computer rider that
my insurer provides - $25,000. It's not enough, but it's all they will
give me.
In this case, however, he's trying to collect from the _driver's_
company (if I read the posting correctly). That will end up being
his lawyer and/or insurance company fighting with the driver's company
as to the value of the item.
He still doesn't have a great chance of fair compensation, but his chances
are better than if a tree fell on his PDP-8 or a hurricane blew it across
the yard.
-ethan
--
Ethan Dicks, A-130-S Current South Pole Weather at 26-Jan-2004 08:10 Z
South Pole Station
PSC 468 Box 400 Temp -19.6 F (-28.7 C) Windchill -43.8 F (-42.1 C)
APO AP 96598 Wind 8.19 kts Grid 068 Barometer 688.9 mb (10293. ft)
Ethan.Dicks(a)amanda.spole.gov http://penguincentral.com/penguincentral.html