Seconded. ebay
and paypal exist for the buyer, not the seller. I had a
friend sell something online for $80, then take the money out. 2 weeks
later the buyer claimed that "his computer was taken over by hackers"
and denied ever buying the item (which was virtual, ie. no physical
product to ship or track). paypal tore the $80 out of his account,
So much for the theory that E-bay only exist for the sellers!
Actually, my opinion is that eBay is heavily biased toward the seller,
and could care less about buyers. Which actually makes sense, given
their revenue model.
PayPal has a different revenue model, and a different set of biases.
They also have to deal with restrictions imposed by credit card
transactions. As a result, PayPal is much more biased toward the
buyer.
Vince