Joe R. wrote:
At 01:01 AM 2/23/06 +0000, you wrote:
Is this
why there are some sellers on ebay that are absolutely hostile
to anything paypal? I even had one seller that would only accept
paypal coupled to a bank account, not a credit card (although how they
could tell I don't know).
I
think that is because they didn't have a verified account. I had the
same from a seller in Germany they left me bad feedback because I
don't have that set up on my account. They would only accept a bank
transfer which would of cost me ?30 for an item that only cost ?20
which I refused to pay.
I hate to say it but they were right and you were wrong. You should have
made sure of the payment details BEFORE you bid. I look at the payment
method/details, hidden and/or excessive charges and any other unreasonable
terms on EVERY auction BEFORE I bid on them. I frequently don't bid on
items because of unreasonable terms, excesssive handling charges and the like.
a friend of mine does my papals for me. He has a "verified" account,
which is a 0 balance bank
account attached to a low limit credit card on paypal. No matter what
paypal wants to try, they
cannot get anything from the bank, and the credit card will be disputed
in the case of a draw
by paypal to try to satisfy some sort of game they might play.
he never pays any of our paypals with any balance in the bank, and
always with the credit
card backing the transaction. If the vendor is selling on ebay, and is
using a vendor registered
account he has to take that sort of transaction as payment. Only people
who have not been
blessed to be made commercial accounts can insist on the non credit
transfer, and may
not be able to take the credit card payments.
I agree with you completely on the terms, but if you are selling on ebay
and take paypal,
the above scenario is fair and fully protective of the buyer's postion
as can be.
I refused to upgrade to a paypal account with any of my bank accounts
because I didn't have
the luxury my friend has of a "free" checking account i could let stand
idle. I have to pay
$12 on my accounts / month, so I don't have any more than I need.
Before you go off on the tradeoffs and topic further, I find this
cheaper to just be done with
than to satisfy the conditions to get a "free" account any more. Only
people who have had
the luck to find truly free checking with a resonable bank in the past,
and have kept it are
the ones I find to have such an account.
We have not been taken yet in over 300 transactions buying and probably
20 selling.
Emailing and asking a vendor to state the total before bidding if it is
not absolutly clear is
as necessary as if you were standing in a store and need to ask "what
does it take to get
out of here with this (other than to grab and run)?"
I usually even inform the sellers when am going to snipe and why due to
idiots who bid
up auctions needlessly with small increments. that is a whole other rant
jim