In article <982731480.20070925234403 at g-lenerz.de>,
Gerhard Lenerz <mail at g-lenerz.de> writes:
There is my problem. Cash can help recover, but some
things are lost
forever once they are lost.
What happens to the IRIS 3130 or the Profesional Iris if my parents
basement does drown?
If its just water and the equipment isn't plugged in, then I think it
would be repairable.
What happens if my current living area is going
down? There is an Onyx2, a *loaded* Onyx/RE2 w/Sirius, a Crimson/RE,
Indigo 2 in all flavours (R10K, R8K, R4400, R4600) here...
Going down as in earthquake? Then I think there's not much you can do
about it.
For BIG CASH probably yes. ANYTHING can be insured,
but there is the
part where you have to think about *real* risks, the money the
$company asks for and will spend and what ever good the cash-back will
do in case something rare breaks.
I think it could be reasonable; after all, what's the risk:
earthquake, fire, flood, storm. The usual things that damage property
in a household. It also depends on the goals of your insurance: are
you trying to get some compensation or are you trying to insure it for
replacement value? The replacement value part will be difficult to
justify I suspect, as there are no reputable independent valuations of
this stuff. (And don't even mention that collectible microcomputers
book; those prices are ridiculously low compared to what you have to
pay for real to people who are selling this stuff. Those prices
listed in that book are what you should expect to see at a garage sale
from someone who doesn't know anything about the
hobby.)
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