When people ask me (and god forbid, they DO ask me - for some friends and family I'm the only person they know who's computer literate) I tell them I'd keep a month's worth of cash on hand, especially if they're on government support. Food, fuel, and water might not be bad things - fill the car's gas tank - those credit card pumps may not be ok, even if the credit card is. Do I really plan (as I often joke) to spend next new year hiding in the basement with a gun? Well no. :) I do expect some minor or not so minor inconveniences, especially with the flow of money. I expect the IRS (internal revinue service -the organization that collects taxes in the US) to have problems, because they've proven themselves totally incompetant computerwise before. With a few exceptions I also expect most of the y2k problems that would effect me to have been cleared up by the end of January, 2000. Companies aren't going to sit around idle any longer than they have to, because this is cash they're loosing. Government agencies will undoubtedly take longer. -- Jim Strickland jim(a)DIESPAMMERSCUMcalico.litterbox.com ----------------------------------------------------------------------- Vote Meadocrat! Bill and Opus in 2000 - Who ELSE is there? -----------------------------------------------------------------------