Gentelpersons - certainly have been enjoying the thoughts on y2k, pretty much matches my thoughts. As for the above, just look at the Microsoft y2k statements, which claim to be compliant, immediately followed by the big screaming-caps legal boilerplate saying "but if your business fails due to ANY bug in the SOFTWARE, you can't sue me, nyah nyah-nyah nyah nyah, nyah". I think the right to peddle buggy software must be protected by 1st amendment free speech. My elder brother works with credit card processing in San Jose' and last August he wrote: " I have cards that expire now in 06/01 and 05/00 I believe. Anyway, I have not had any problem using them. I know for a fact that this is one of the issues that had to be dealt with last year. In fact, for a while there, we had to ignore expiration dates in the processing." Chuck cswiger(a)widomaker.com