To me, PayPal represents the first online fiduciary
establishment that successfully bridged the divide between the
online world and the real world.
I can't help but think that PayPal is super meaty for some
hacker to get into, being that it's product is Money itself.
Superior security, or the lack of availability if it is probably
what held the name companies back long enough for
PayPal to get ahead.
John A.