To be fair, most people experiencing an unauthorised direct debit
would immediately have redress simply by telling their bank that they
didn't agree it.
One's signature is supposed to be a secure authorisation token, and
if the bank didn't check the signature on the direct debit against
the one in their records, then it's the bank's problem. ;)
One might propose that Clarkson challenge the direct debit and (for
the sake of publicity) write the Diabetes Association a cheque for
?500. He's wealthy enough that he could do so AND write a cheque for
?5000 to a charity working in a more worthy field, such as donkey- or
bunny-rescue. However the bank might in this case have an defence,
especially Clarkson surely autographs his books at promotional events
&c.
Stroller.
On 9 Jan 2008, at 19:51, feldman.r at
comcast.net wrote:
It seems Clarkson does not know that much about modern
computers
either. The following is from the latest SANS Newsbites.
> --UK TV Host Learns a Lesson About Data Exposure (January 7 & 8,
> 2008)
> UK television personality Jeremy Clarkson put his money where his
> mouth is and lost GBP 500 (US $984). Clarkson published his bank
> account information to demonstrate that the media frenzy over lost
> HMRC data belonging to 25 million people was unwarranted. Clarkson
> was certain that no money could be transferred out of his account.
> However, one reader managed to set up a GBP 500 direct debit to a
> UK charity. Because of the Data Protection Act, there is no way
> for the bank to discover whoe stablished the direct debit, nor is
> there a way to ensure that it doesn't happen again. Clarkson has
> admitted he was wrong about the potential risks inherent in data
> exposure.
http://news.bbc.co.uk/2/hi/entertainment/7174760.stm
>
http://www.sunderlandecho.com/latest-entertainment-news/Clarkson-
> Uturn-%20-over-identity-theft.3645707.jp