On Wed, Sep 24, 2014 at 4:33 PM, Tony Duell <ard at p850ug1.demon.co.uk> wrote:
There have been sotries of film (movie) companies
who have asked to
borrow antique furniture, etc, and agreed an insurance value wit hthe
owner. They then complete trashed it as required for the film and simply
paid the owner the insurance value. Needless to say said owners were not
exactly happy about this.
Why did the owner agree to that insurance value then?
I don't think the 'value' has anthing to do with it. Even for a
relatively common classic comptuer or anttique, there is no certain way
of replacing it. Nobody is making them any more, there is not necessarily
somebody wanting to sell one.
And as I have said many times 'you can't hack banknotes'
I feel that if you lend somebody something, it is reasonable to assume
that the borrower will do all he can to return it in the same condition
(and not to deliberartely damage it). You do not lend soemthign with the
idea that it's goign to be a sale at the 'insurance value'. And yet
that's what it appears said film company seems to think.
Hence my policy of only ever lending to enthusiasts who I know personally.
-tony