FYI: identity theft

I dont know if this involves direct deposit or not, but if it does, do not do it. In the US the law clearly gives anyone who can directly deposit the right to also withdraw. They claim the law is necessary (bankers loby) so that if someone deposits too much they can retrieve the excess. BUT they are not limited to only the amount of the orriginal deposit so they could drain your account. I dont even like giving the Social Security people the direct deposit ability but the government has now decided that if you want SS you have to get it by direct deposit. Same goes for my pension. The best thing to do in these cases is to have a dummy bank account, one that is FREE from monthly charges and keep just $5 in it. Then accept all payments to that account then immediately transfer the funds to your regular account. Today with computer banking its not very hard to do.

the ability to withdraw from your account also.