I have now gotten "cold feet" from signing up
as a seller on US ebay (with
good reason!) since now they ask for both credit card and complete checking
bank account info!!! (how bout my fingerprints and social security no...?)
Talk to your bank and credit card issuer, ask them what your liability is,
and if you don't like it, switch to a bank etc. with better terms.
Ebay has a monopoly on one thing, PEOPLE (ie buyers and sellers). Most
reasonable alternative in my opionion is to list things in the marketplace
sections of the appropriate newsgroups. Make a long list of your stuff and
let people pick at it.