> No,
it's not what the state of Florida has done. I doubt one of the
> questions on the insurance application is "do you wear a helmet?" Even
if
> it is, I doubt it gets answered truthfully by those who don't.
I doubt the insurance companies are that stupid! Don't you think
that when someone that has never had motorcyle insurance suddenly comes in
to buy it that they will know what's going on? I expect they price ALL
cycle insurnace on the assumption that the rider isn't going to wear a helmet.
Exactly, everyone pays increased premiums because of the stupidity of a few.
Eric