> There have
been sotries of film (movie) companies who have asked to
> borrow antique furniture, etc, and agreed an insurance value wit hthe
> owner. They then complete trashed it as required for the film and simply
> paid the owner the insurance value. Needless to say said owners were not
> exactly happy about this.
Why did the owner agree to that insurance value
then?
Maybe they thought that the valuation was to cover unforeseen events,
but assumed that there would be a good-faith effort to keep the item
safe and return it in its current condition.
Absolutely. I can think of at least three reasons for antique
furniture. They apply pretty well to computers, too:
1. Hassle. Insurance value reflects the cost of buing a replacement.
With antiques and stuff, as most people on this list have probably found
with their computers, it doesn't reflect the hassle of actually finding
that replacement!
2. Provenance. With antique furniture, there is also the fact that even
if you do find a replacement, it is no longer the item that has been in
the family for generations, ever since Great-Grandmother received it as
a wedding present from the Lord of the Manor, whose furniture she had
polished so well when she worked there...
3. Uniqueness. Many antiques are hand made and unique. Insurance
covers buying something to replace it, but you never get the exact piece
back.
Normally you'd expect the film-makers to go out and buy something at
auction if they want to trash it. But it's the same impossible-to-find
pieces that would cause their owners the most grief for which they have
to resort to such chicanery...
Philip.