Sounds like
the cards were approximately contemporary.
That's perfectly reasonable. It could be that the Serial card was meant
for local interfacing to serial peripherals while the Communications card
was meant for "high-speed" telecommunications applications.
Yes. The bit-banger is fairly usless for serial input, although it's fine
for output. I suspect it was mainly used for driving a serial printer (I
first came across it with a Qume Sprint 5 hooked up to it), and Apple
used ETX/ACK protocol _because_ you then know when the peripheral is
possibly going to send something (unlike XON/XOFF when the peripheral
could send said characters at any time).
The 6850-based card is going to be a lot better for input, but it's a
more complicated and therefore expensive (I guess) card. But more
suiltable if you want to hang a terminal off the Apple (e.g. for running
the P-system [1]).
[1] As you doubtless know, the Apple P-system checks for a card in slot
3, and if it finds one, uses it (with the firmware drivers on that card)
for text I/O. Most people put an 80 column card there, the firmware of
which used the Apple keyboard for input, but there's no reason why you
can't put a serial card linked to a dumb terminal there. The manual gives
examples of how to set this up.
I'll try to remember to check my manuals later today and see if each
manual indicates the intended use of each card.
The bit-banger card also supports current loop operation, and the manual
gives instructions for linking it to an ASR33 (!).
-tony