goin to CA soon, to be a CC tychoon

Rumor has it that Wayne M. Smith may have mentioned these words: The insurance company. It's been deemed (by our gubbermint) illegal for insurance companies to a) issue discounts to those who do wear their belts, and b) not cover those who aren't wearing their belts. Besides, no matter who's fault it is anyway, with no-fault insurance, it doesn't matter. It's my family who'll pay if I'm killed *because* of the damn things. In the last 10 years, I've avoided 5 accidents - all would have been the other drivers' fault (running red lights, etc.), 1 was without any passengers, 3 times the passenger[s] (once their hearts got back out of their throats) said "How'd you miss that? That should've been an accident!" and 1 was with a passenger who was a trucker for a long time... in a totally calm voice, all he said was "What a dumbfuck." What kind of compensation would I receive if I was injured *worse* due to a seatbelt? They're a gamble, just like life. More importantly, whatever happened to *personal responsibility*??? Regards, Roger "Merch" Merchberger P.S. The few accidents I have been in (none of which involved another vehicle if I was at fault - I always steer for the ditch in times of trouble) I *never* wore the belt, and I *always* walked away from them. -- Roger "Merch" Merchberger -- sysadmin, Iceberg Computers zmerch(a)30below.com What do you do when Life gives you lemons, and you don't *like* lemonade?????????????